Contents Only Insurance

Already got home insurance but no contents coverage? Islands has an individual policy covering just contents and personal possessions. Meaning your home is protected from the inside out.

Benefits included as standard*

Our in-house contents policies include a great range of free benefits as standard.

New For Old Replacement & Accidental Damage Cover

We include accidental damage cover for your contents on a 'new for old' replacement basis as standard.

Personal Belongings Cover

We automatically cover your precious belongings when you are out of your home, anywhere in the world.

No Claims Bonus

Get up to a 25% discount on your policy with a No Claims discount of 3 years or more.

24/7 Helpline

Help and assistance, 24 hours a day, through our free emergency helpline.

*applies to most policies, subject to terms and conditions.

Why choose Islands?

Our locally-based team is dedicated to providing specialist, personal service, to give you peace of mind with insurance cover for the things that matter.

Established and Experienced

An experienced market-leading team, delivering specialist advice and expertise for over 40 years.

Communication that works for you

Pop into our office, speak to us on the phone, send an email, or browse through our website.

Flexible policies, offering quality protection

We have bespoke Channel Island products designed and rated with this in mind that can be individually tailored for your needs.

Investing in our Community

We are proud to support the local community through several sponsorships and