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Get a Quote: Home Insurance

1Before You Start

2Your Details

3Joint Policyholder Details

4Home Address and Details

5Your Belongings

6Insurance History & Submission

Broker Details
Broker ID*
Broker Email*
Thanks for choosing Islands Insurance! Here’s what to know before filling out this form:

This isn’t an instant quote:
We’ll review your details and get back to you with a quote.

Need insurance in the next 48 hours?
Call us or pop in our office so we can help quickly.

We’re focusing on renewals first:
Right now, we’re giving priority to customers renewing their policies. We’re working hard to handle new quotes as fast as we can.
Does Your Home Meet These Conditions?

Please confirm that your home fits these descriptions:
- It’s in good condition, with no issues like flooding or structural damage.
- It’s made from standard materials like brick or concrete.
- Any flat roof covers less than 25% of the home.
- It’s fully furnished and won’t be empty for more than 60 days.
- Only you and your family live there.
- No single item is worth more than 5% of the total insurance amount, and no collection is worth more than one-third.
- Everyone living in the home has a clean financial and criminal record.
- No one in the home has had insurance refused, canceled, or restricted with special conditions.
- The property is located in the Channel Islands, and you are a Channel Islands resident.
Tick this box if all these points are true.*
- Yes
- No
Contact us for support

Your Details

Title*

First Name*

Last Name*

Date of Birth*

DD slash MM slash YYYY

Job*

Your Employer's Business

Phone Number*

Email Address*

Do you need to add a joint policyholder?*

Choose “Yes” to include another person in the policy or “No” to skip.

Yes
No

Joint Policyholder Details

Please provide details of the joint policyholder.

Title*

First Name*

Last Name*

Date of Birth*

DD slash MM slash YYYY

Job*

Their Employer's Business

Home Address and Details
Postcode Lookup
Address to Be Insured*
Full address and postcode.
Island*

Current Insurer (if any)

Current Premium (if any)

When You Want the Cover to Start*

DD slash MM slash YYYY

Your Home
Type of Property*
Ownership Status (Owned, Rented, etc.)*
Select the type of ownership for your property. If unsure, check your tenancy/mortgage agreement.
Are there smokers in the property?*
- Yes
- No
Is the property self-contained?*
A self-contained property has its own kitchen, bathroom, and living areas, separate from shared facilities in a larger building.
- Yes
- No
Are there any outbuildings?*
Select Yes if there are any outbuildings (e.g., shed, garage)
- Yes
- No
Is any part of the property used for work?*
- Yes
- No
Type of Work*
Rooms Used for Work*
Do Clients Visit?*
- Yes
- No
Walls Made of (Brick, Stone, Concrete)*
Select the primary construction material of the walls (e.g., Brick, Stone, Concrete).
Year Built*
Enter the year the property was built.
Number of Bedrooms and Bathrooms*
Heating Type*
Select the primary heating source for your property. If unsure, check your energy or utility bills for more information.
Any Open Fires?*
- Yes
- No
Any Flat Roof?*
If the property has a flat roof, provide details on its construction, age, last inspection, and percentage of total roof area.
- Yes
- No
Materials Used*
- Aluminium
- Asbestos
- Asphalt
- Concrete
- Copper
- Corrugated Iron
- Ethylene Propylene Diene Monomer (EPDM)
- Felt On Timber
- Fibreglass
- Glass
- Green Roofs
- Lead
- Metal
- Plastic
- Polycarbonate
- Shingle
- Shingle - Asphalt
- Shingle - Pine/Spruce/Cedar
- Slate
- Standard Construction
- Stramit
- Thatch - Fibre
- Thatch - Reed
- Tile
- Timber
- Turnerised
- Woodwork Construction
- Zinc
About Your Home
Age of Roof*
Last Inspection Date*
DD slash MM slash YYYY
Flat Roof Percentage*
Who lives Here?
Is it Occupied by You and Your Family?*
- Yes
- No
Number of Lodgers and Their Jobs*
Length of Their Stay*
Are There Any Ongoing Repairs?*
- Yes
- No
Describe the Repairs*

Your Belongings
Total Value of Contents to Be Insured*
Estimate the total value of your belongings within the home (e.g., furniture, electronics). Unsure what to do?
Any items over £2,000 that leave the home?*
If you have valuables (e.g., jewellery, laptops) frequently taken outside the home, list them for extended coverage.
- Yes
- No
Describe Each Item and Value*
Total Value*
Value of Your Home
Do You Have a Mortgage?*
- Yes
- No
Who’s your lender or bank?*
Estimated Rebuild Cost of Home*
This is the estimated cost to rebuild your home, not its market value. A professional valuation can provide an accurate figure. Unsure how to calculate this estimate? Refer to our guide
Is Your Home a Listed Building?*
Some homes are officially protected because they might be historic.
- Yes
- No

Insurance History
No Claims Discount Years (Buildings and/or Contents)*
Claims in the Last 5 Years*
- Yes
- No
Claims History
Description of the claim Actions
There are no Entries.
Maximum number of entries reached.
Have you made any claims or experienced any loss/damage?*
- Yes
- No
Provide Details*

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Description of the claim*
Write what happened in your claim.
Year of the claim*
Pick the year when the claim was made.
Ongoing/Closed*
Let us know if the claim is still ongoing or if it's been closed.
Settlement Price*
Enter the settlement amount (the amount paid for the claim).
Please enter a number greater than or equal to 0.