Yacht & Sailing Boat Insurance

Your first port of call for marine insurance

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Sailing & Yacht Insurance

When you’re venturing on the high seas, safety is of paramount importance. This is why here at Islands, our sailing boat and yacht insurance covers all manner of risks. Leaving you free to enjoy your adventure with peace of mind.

Enhanced levels of cover as standard*

Our yacht and sailing boat policies provide a wealth of benefits as standard.

All Risks Cover
Cover for Hull, including machinery, equipment, masts, spars and sails
Legal liabilities to Third Parties for up to £5,000,000 any one accident
Passengers liability up to £5,000,000 any one accident
Personal property and valuables on board
Crew Welfare, Personal Accident and Medical cover
Protected No Claims Bonus
Loss or damage during transit by road
No excess will apply when the vessel is moored in a marina berth
Legal expenses cover with a 24 hour helpline
Cover for vessels being navigated single handed
Tenders automatically covered when being used independently of the main vessel
Repair or replacement up to the agreed sum insured

*applies to most policies, subject to terms and conditions.

Optional Extensions

We provide enhanced benefits and offer optional extensions.

Professional charter and commercial use

Skippered and Bareboat Charter

Protection and Indemnity cover

Racing risks cover – damage to mast, spars, sails and rigging

Crew and Employers liability cover for unpaid and paid crew

*applies to most policies, subject to terms and conditions.

Looking for Motorboat Insurance?

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More on Motorboat Insurance

Why choose Islands?

Our locally-based team is dedicated to providing specialist, personal service, to give you peace of mind with insurance cover for the things that matter.

Established and Experienced

An experienced market-leading team, delivering specialist advice and expertise for over 40 years.

Communication that works for you

Pop into our office, speak to us on the phone, send an email, or browse through our website.

Flexible policies, offering quality protection

We have bespoke Channel Island products designed and rated with this in mind that can be individually tailored for your needs.

Investing in our Community

We are proud to support the local community through several sponsorships and partnerships. Helping to protect our rich heritage and take care of our beautiful islands.

Local Claims Team

Friendly, experienced local claims team giving guidance and help when it matters most.

Multi-policy discount

Available if you have more than one policy with us.

Expert Insurance for Your Needs

Experience the tailored care and expertise of Hepburns. We’re more than brokers; we’re your personal insurance confidants for life’s complexities.

Discover Personalised Protection

FAQs

Have a question about our insurance policies?
We may have the answer already. See answers to our most frequently asked questions below.

Do you do Excess insurance?

We do not have any insurers available to us covering Excess insurance at this time

What are your opening hours?

Jersey & Guernsey – 9:00 till 17:00 Monday to Friday.

Alderney – 8:30 till 16:30 Monday to Friday

Can I spread the cost by paying monthly instalments?

We offer a Premium Instalment Plan which is a credit agreement that allows you to pay your insurance policy over time. This isn’t a direct debit; rather, it’s a structured finance option, giving you the flexibility to spread payments in a way that best suits you.

Articles & guides

Before you set sail, make sure you’ve completed the Boat Owners Checklist.

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Request a callback

Due to recent events, we are currently experiencing a very high volume of calls in the claims department. For more information, please visit our Storm Support Hub.

Need help? Get in touch!

Our friendly team is ready to help with any questions or support you need. You can contact us at any of our local offices:

Alderney Office
Open: Monday - Friday 08:30-16:30 T: (01481) 824 100
Guernsey Office
Open: Monday - Friday 09:00-17:00 T: (01481) 710 731
Jersey Office
Open: Monday - Friday 09:00-17:00 T: (01534) 835 383

Our expert advisors are here during office hours to chat about what you need and find the best solutions for you. If it's outside these hours, just leave us a message. We'll get back to you as soon as we can.

Please select your location

To provide you with a tailored travel policy, please select your island below to be taken to the appropriate quote form.

Jersey
Guernsey / Alderney