Our Motor Insurance Products
We offer a wide range of in-house motor insurance policies, so we’ve got you covered no matter what you drive.
Motoring Peace of Mind
Some of the benefits offered under our in-house Comprehensive, Third Party Fire & Theft and Third Party only motor policies designed with Channel Islanders in mind.
*applies to most policies, subject to terms and conditions.
Benefits at home and abroad*
- Breakdown cover
- Home start
- Roadside assistance
- Roadside repair
- Vehicle recovery
- Onward travel
- 24-hour helpline
Tailored Classic Car Insurance for Your Needs
Hepburns provides tailored motor insurance for Jersey and Guernsey, ensuring your vehicle, from classics to high performance cars, receives expert coverage. Trust us to navigate the specifics of your needs with precision.

FAQs
Have a question about your motor insurance policies?
We may have the answer already. See answers to our most frequently asked questions below.
Does my “Driving other cars” extension allow me to drive in the UK/Europe?
If included on your Certificate of Motor insurance the “Driving other cars” extension does apply, please check your policy wording for full details. You must however note the cover provides protection against legal liability for third party’s death, bodily injury or property damage only. This cover is very limited and should not be used as an alternative to arranging an insurance policy.
Am I covered for business use?
It depends. This cover is not automatically included. Please check your Certificate of Motor Insurance to see if this extension applies to you.
Do I have “Driving other cars”?
It depends on your policy. Driving Other Cars cover is not automatically included.
Check your Certificate of Motor Insurance to see if this cover applies to you. If unsure, contact us for confirmation. Visit https://www.islands.insure/contact-us/ to get in touch.
NFU Mutual Bonus
Your loyalty recognised, providing savings on your general insurance premium.
Find out more